Every loan we offer, side by side.

Conventional

Flexible, competitive financing for primary, second, and investment homes.

• 5% down is standard (as little as 3%)
• Best for 700+ credit scores
• No mortgage insurance with 20% down

FHA

Government-insured loans designed to make ownership accessible.

• 3.5% down payment
• Best for 620+ credit scores
• Flexible credit guidelines

VA

Earned by service. Zero down, no PMI, and lifetime entitlement.

• $0 down for eligible Veterans
• Best for 620+ credit scores
• No monthly mortgage insurance

USDA

100% financing for eligible rural and suburban Texas properties.

• $0 down payment
• Below-market rates
• Many DFW outskirts qualify

DSCR

Investor loans qualified by the property's cash flow — no personal income required.

• Qualify on rental income
• No tax returns or W-2s
• Great for investment properties

Bank Statement

Built for self-employed Texans. Qualify with 12–24 months of bank statements.

• No tax returns required
• 12 or 24 month options
• Great for business owners & 1099s